Come and visit the new branch location

Come and visit the new branch location


Karen, Deb, Andrea and Robyn

Get to know The Capricornian

We are a credit union, which means we are 100{7a2eb471754f58cbf59baa93ee81dc7b74d186cb2e306188f39c85ba863dbab8} owned by our members and all of our profits are reinvested back into our communities, and into offering our members a full and flexible range of financial products and services. We’re just like bank, but with a difference. We’re members of the local community just like you.

Your community is our community

What benefits you benefits us. Our existence is due to our members and we believe that shines through in our service and our products. We also give back to our local community groups and charities by way of fundraisers and sponsorships, including our significant sponsorship of the Gladstone Basketball Association. You can like us on Facebook or follow us on Instagram to see what we get up to in your Gladstone community.

dalegroundsMeet the new CEO, Dale Grounds

Earlier this month The Capricornian welcomed new Chief Executive Officer Dale Grounds to the team. Mr Grounds is based at head office in Rockhampton and brings with him an extensive career in finance.
Mr Grounds said “I am a passionate supporter of member owned banking and my goal will be to assist our wonderful team to put members’ needs at the forefront of all we do”.
“We provide a full service alternative to the ‘banks’, who operate solely for the benefit of their shareholders.”

Meet our new Gladstone Branch Manager, Deb Newell

In addition to a brand new location, The Capricornian’s Gladstone Branch has also welcomed a new Manager, Deb Newell. Ms Newell joins the Gladstone team of four, who she has already nicknamed ‘The Awesome Foursome’. Ms Newell has been with The Capricornian for over 16 years and has been the Branch Manager at Miriam Vale for the past 14 of those. If you still appreciate good customer service when it comes to banking, then Deb and her team are worth a visit. “We care about our members, offer personalised service and a one-stop shop for all your banking needs” said Ms Newell.

 We’re here to help

Unlike other banks who bounce member requests around the state or even the country, we can process things like home loans on-site, and fast. Our small team can move quickly on member enquiries, connecting you with the right person or service to get you on your way.


174 Goondoon Street Opposite Star of the Sea Primary School (next to LJ Hooker)

Make the switch today, and choose to bank your way, as a member of The Capricornian.

photopia-gnq-capbank-007Choose a home loan that fits by choosing a home loan from The Capricornian.

Dreaming of a new home? It could be a first home or a bigger one for a growing family? At 3.59{7a2eb471754f58cbf59baa93ee81dc7b74d186cb2e306188f39c85ba863dbab8}1p.a. our Limited Offer 3 year Introductory Variable Rate Home Loan makes home ownership more affordable for our members (comparison rate 4.69{7a2eb471754f58cbf59baa93ee81dc7b74d186cb2e306188f39c85ba863dbab8}2 p.a.).
This low variable interest rate applies for the first 36 months of the loan and is designed to give first home buyers or next home buyers a head start in the property market.

We also understand that a home loan isn’t just about the best rate. There are fees, charges and other product features to consider. Our Gladstone Branch Manager Deb Newell can help you understand all of the ins and outs of buying a home. She’ll help you choose the right loan for you and process the application quickly.


Check to see if you’re eligible for the First Home Owner Grant in your state. Visit

For more information on our Limited Offer Introductory Rate Home Loan visit make an appointment with your Gladstone Branch Manager Deb Newell call 1300 314 900, email or drop in to the Gladstone Branch at 174 Gondoon Street.